Valley National Bancorp (NASDAQ:VLY) vs. Industrial & Commercial Bank of China Ltd. (OTCMKTS:IDCBY) Financial Contrast

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National Valley Bank (NASDAQ: VLYGet a rating) and Industrial & Commercial Bank of China Ltd. (OTCMKTS: IDCBYGet a rating) are both finance companies, but which company is superior? We’ll compare the two companies based on valuation strength, dividends, risk, institutional ownership, earnings, profitability, and analyst recommendations.

Risk and Volatility

Valley National Bancorp has a beta of 1.14, meaning its stock price is 14% more volatile than the S&P 500. Comparatively, Industrial & Commercial Bank of China Ltd. has a beta of 0.25, which means its stock price is 75% less volatile. than the S&P 500.

Profitability

This table compares the net margins, return on equity and return on assets of Valley National Bancorp and Industrial & Commercial Bank of China Ltd.

Net margins Return on equity return on assets
National Valley Bank 27.48% 10.37% 1.16%
Industrial and Commercial Bank of China Ltd. 26.38% 11.39% 1.00%

Dividends

Valley National Bancorp pays an annual dividend of $0.44 per share and has a dividend yield of 3.8%. Industrial & Commercial Bank of China Ltd. pays an annual dividend of $0.74 per share and has a dividend yield of 7.1%. Valley National Bancorp pays 43.6% of its profits as a dividend. Industrial & Commercial Bank of China Ltd. pays 25.2% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years. Industrial & Commercial Bank of China Ltd. is clearly the best dividend stock, given its higher yield and lower payout ratio.

Insider and Institutional Ownership

78.9% of Valley National Bancorp shares are held by institutional investors. 1.7% of Valley National Bancorp’s stock is held by insiders of the company. Strong institutional ownership is an indication that endowments, large fund managers, and hedge funds believe a company will outperform the market over the long term.

Valuation and benefits

This table compares the revenue, earnings per share (EPS), and valuation of Valley National Bancorp and Industrial & Commercial Bank of China Ltd.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
National Valley Bank $1.49 billion 3.99 $473.84 million $1.01 11.61
Industrial and Commercial Bank of China Ltd. $206.52 billion N / A $53.99 billion $2.94 3.53

Industrial & Commercial Bank of China Ltd. has higher revenues and profits than Valley National Bancorp. Industrial & Commercial Bank of China Ltd. of the two actions.

Analyst Recommendations

This is a breakdown of current recommendations for Valley National Bancorp and Industrial & Commercial Bank of China Ltd., as reported by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
National Valley Bank 0 2 3 0 2.60
Industrial and Commercial Bank of China Ltd. 0 0 0 0 N / A

Valley National Bancorp currently has a consensus price target of $14.50, suggesting a potential upside of 23.61%. Given Valley National Bancorp’s likely higher upside, analysts clearly believe that Valley National Bancorp is more favorable than Industrial & Commercial Bank of China Ltd.

Summary

Valley National Bancorp defeats Industrial & Commercial Bank of China Ltd. on 8 of the 14 factors compared between the two stocks.

About Valley National Bancorp

(Get a rating)

Valley National Bancorp operates as a holding company for Valley National Bank which provides various commercial, retail, insurance and wealth management financial services products. It operates through commercial lending, consumer lending and investment management segments. The company offers interest-free, savings, NOW, money market and term deposit accounts; commercial and industrial, commercial real estate, residential mortgages and automobile loans; loans secured by the cash value of life insurance; home equity loans and lines of credit; and other secured and unsecured consumer loans. It also invests in various interest-bearing securities and deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange, documentary collections, foreign wire transfer services and transaction accounts for non-resident aliens. In addition, the company offers investment services for individuals and small and medium enterprises; and bespoke trusts and investment strategies for various retirement plans. In addition, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services and estate administration to individuals; tax credit advisory services; property and casualty, life, health and title insurance agency services; and the lending of healthcare equipment and other commercial equipment rental services, as well as the ownership of real estate-related investments. Additionally, the company offers online, mobile and telephone banking services; and overdraft, drive-thru and night deposit, ATM, remote deposit capture and safe deposit box services. As of December 31, 2021, it operated 232 branches in New Jersey, New York, Florida and Alabama. The company was incorporated in 1927 and is headquartered in New York, New York.

About Industrial and Commercial Bank of China Ltd.

(Get a rating)

Logo of Industrial and Commercial Bank of China Ltd.Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People’s Republic of China and overseas. It operates through Corporate Banking, Personal Banking and Treasury Operations segments. The Corporate Banking segment offers financial products and services to businesses, government agencies and financial institutions. Its products and services include corporate lending, trade finance, custodial business, corporate wealth management services, custodial business and various business intermediary services. The Personal Banking segment provides financial products and services to individuals. Products and services in this segment include personal loans and cards, deposits, personal wealth management and intermediation services. The Treasury Operations segment is involved in money market, marketable securities and foreign exchange transactions, as well as holding derivative positions. It also offers online banking, investment banking, leasing and insurance services. The company was founded in 1984 and is based in Beijing, People’s Republic of China.



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