Critical comparison between Sturgis Bancorp (OTCMKTS: STBI) and Chino Commercial Bancorp (OTCMKTS: CCBC)

0

Sturgis Bancorp (OTCMKTS: ITSSGet a rating) and Chino Commercial Bancorp (OTCMKTS: CCBCGet a rating) are both small cap finance companies, but which stock is superior? We will compare the two companies based on the strength of their institutional ownership, earnings, risk, analyst recommendations, profitability, dividends and valuation.

Analyst Recommendations

This is a summary of current recommendations and price targets for Sturgis Bancorp and Chino Commercial Bancorp, as reported by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Sturgis Bancorp 0 0 0 0 N / A
Chino Commercial Bancorp 0 0 0 0 N / A

Insider and Institutional Ownership

5.8% of Chino Commercial Bancorp shares are held by institutional investors. 16.0% of the shares of Sturgis Bancorp are held by insiders. By comparison, 32.5% of Chino Commercial Bancorp’s shares are held by insiders. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a company will outperform the market over the long term.

Risk and Volatility

Sturgis Bancorp has a beta of 0.55, suggesting its stock price is 45% less volatile than the S&P 500. By comparison, Chino Commercial Bancorp has a beta of 0.66, suggesting its stock price is 34 % less volatile than the S&P 500.

Valuation and benefits

This chart compares gross revenue, earnings per share (EPS), and valuation of Sturgis Bancorp and Chino Commercial Bancorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Sturgis Bancorp $33.38 million 1.32 $6.34 million $2.94 7.02
Chino Commercial Bancorp $13.07 million 2.35 $3.13 million $1.19 9.62

Sturgis Bancorp has higher revenue and profit than Chino Commercial Bancorp. Sturgis Bancorp trades at a lower price-to-earnings ratio than Chino Commercial Bancorp, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares the net margins, return on equity and return on assets of Sturgis Bancorp and Chino Commercial Bancorp.

Net margins Return on equity return on assets
Sturgis Bancorp 18.52% N / A N / A
Chino Commercial Bancorp 24.60% N / A N / A

Summary

Chino Commercial Bancorp beats Sturgis Bancorp on 6 out of 9 factors compared between the two stocks.

About Sturgis Bancorp

(Get a rating)

Sturgis Bancorp, Inc. operates as a bank holding company for Sturgis Bank & Trust Company which provides banking products and services in Michigan, USA. The company offers checking, savings and health savings accounts, as well as money market accounts; and Certificates of Deposit and Individual Retirement Accounts. It also offers mortgage, auto, secured savings, personal, equipment and machinery, government-backed and commercial real estate loans, as well as home equity lines of credit and business lines of credit; and credit cards. In addition, the Company offers other personal banking services, such as private banking, cashiers checks, wire transfers, foreign drafts and foreign currencies, overdraft protection, overnight deposit and notary, as well as safe deposit boxes and residential mortgages. Additionally, it provides direct deposit, remote deposit capture, Visa check card, and check replenishment services; and investment and financial advisory services, as well as commercial and consumer insurance and title insurance products. In addition, the Company offers real estate and asset management services, such as real estate settlements, trust administration, record keeping, investment management and custodial services; and online and mobile banking, bill payment and mobile wallet services. It operates through 14 banking facilities; and 4 full-service stand-alone ATMs located in 11 Michigan communities. Sturgis Bancorp, Inc. was founded in 1905 and is based in Sturgis, Michigan.

About Chino Commercial Bancorp

(Get a rating)

Chino Commercial Bancorp LogoChino Commercial Bancorp operates as a bank holding company for Chino Commercial Bank, NA which provides commercial banking services to individuals and small businesses primarily in the Inland Empire region of Southern California. The Company’s deposit products include non-interest bearing deposits, money market accounts, checking and savings accounts, certificates of deposit and individual retirement accounts. It also provides commercial lending products, such as lines of credit, letters of credit, term loans and equipment loans, commercial real estate loans, accounts receivable financing, factoring, rental of equipment and other working capital financing; auto, home equity and home improvement lines of credit, and personal lines of credit; and real estate lending products including construction loans, land loans, residential real estate brokerage, commercial real estate conduit sales, mini-perm commercial real estate and residential mortgages. In addition, the company offers credit and debit cards, cashier’s checks, courier service, direct deposit, remote deposit capture, electronic statement, electronic tax payment, overnight deposit, a notary, a safe, a savings voucher, bank transfer, stop payment and cash management, as well as online, telephone and mobile banking. It operates full-service branches in Chino, Ontario, Rancho Cucamonga and Upland, California. Chino Commercial Bancorp was founded in 1999 and is based in Chino, California.



Get news and reviews for Sturgis Bancorp Daily – Enter your email address below to receive a concise daily summary of the latest news and analyst ratings for Sturgis Bancorp and related companies with MarketBeat.com’s free daily email newsletter.

Share.

Comments are closed.